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My Hard Money (MHM) is a diverse private investment group with global funding in excess of $1 billion and growing. Unlike banks, our loans close through private investor capital. 


We offer the real estate entrepreneur a fast and flexible product to purchase or refinance residential and commercial property. Hard-to-finance transactions that don’t qualify for bank loans or simply need more capital are not bound by stringent underwriting or approvals.


Our 100% financing is asset-based and values the underlying property as collateral, without regard to credit.  We meet the complexity of transaction timing and structure with the creativity and efficiency of common sense underwriting.


When numbers and scores have become a means of identification, we capitalize on opportunity with value added projects for our borrowers and Joint Ventures to accomplish the goal of owning investment real estate. Our team approach convergences a guild like quality of individual spirit, experience, and talent. 


The focus is on relationships as we enable our borrowers to make a difference. With results, transparency, trust, and cooperation, we are committed to improving the financial position of  our clients as well as bettering the overall community.


Since our origins in 2004, MHM has morphed from local hard money to an unrestricted capital resource at the forefront of the private lending industry.  We fund in the United States and would consider anywhere on the planet, if it makes sense.

We make dreams happen.

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