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Hard Money Loans We Finance

Construction Development

Rehab & Restoration

Joint Ventures   

Purchase or Refinance



Up to 100% financing, based on common sense underwriting  - In most cases includes money for acquisition, escrow, and closing; but rarely carrying costs.

Asset based

  • Collateral securitized by real estate

  • Income and non income producing properties

  • Asset driven regardless of credit

  • No sourcing or seasoning of funds or reserves 

  • Foreign Nationals OK

  • No 4506's

  • Seller held seconds OK

  • Anywhere in the United States / Worldwide - on case by case basis



Purchase property using loan proceeds.


Acquisition & Development

Purchase and develop real property to an enhanced state.


Construct a building or for improvements of real property.

Rehab - Purchase

Rehabilitate real property to an enhanced state.

Fix & Flip 

Make property ready for resale in short order.

Cash Out Refinance

Refinance to close out an existing loan.


Short duration borrowing until permanent financing is secured

For acquisition, cash out, buy outs, work outs, construction, rehab

Workout, Bankruptcy, Foreclosure

Temporary funding until sale of asset or institutional financing becomes available


Real estate track record commensurate to project or team experience

Ability to demonstrate a business plan and exit strategy


24 month - 10% interest only - 4-7 points - $350k loan minimum

Several properties may be bundled to meet minimum.

Close in corporate, or trust.  No prepayment penalties

Letter of Intent (LOI)

An LOI indicates conditions for release of funds. Acceptance includes a refundable 1% commitment held by a closing attorney, title company, or escrow agent.


My Hard Money is a private investment group with a fund in excess of $1 billion and growing. Our primary goal is the protection and growth of our investment partners’ capital.


We create a team environment where your ROI and equity position is the measure by which we all grow together.  Through joint venture (JV)  structures, overall productivity and profit is enhanced as is our vision for a disciplined investment approach. 


Our JV program provides our entrepreneurial operating partners who possess significant local market knowledge with various opportunities to demonstrate a track record to success. 

Income producing

Residential - non owner occupied units, apartments, complexes,  condo/coop conversions, assisted living 

Retail, storage, industrial, office, medical, mixed use - buildings, complexes, centers


Non-income producing

Land acquisition, development, construction, rehab escrows


Bank workouts, foreclosures and bankruptcies

Is your property listed?

Does your deal have specifics that are not listed, yet fit the criteria?


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