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How Much Money You Keep in Your Pocket Is The Difference Between LTV vs. CLTV

Updated: May 31, 2021

These days when cash is at a premium, you will have to judge how much to put down versus how much to mortgage. For example, when the value of a property is $100,000 and your mortgage is $80,000, the LTV or loan to value is at 80%. That means you will have to find the cash of $20,000 to get the property.